5/31/2023 0 Comments Cc check balance![]() If you paid for you holiday with your credit card, we may be able to raise a request for you. If the 14 day timeline has expired and you’ve not received a refund there are other possible routes for you to claim your money back. Please wait for this to be processed within 14 days of cancellation. If the holiday / travel retailer has confirmed you’ll get a refund In many cases, travel is protected under industry schemes and you may be eligible for a refund. You’ll need to discuss whether a refund is possible direct with your travel provider. If your travel plans are still in place, but you no longer want to travel, we can’t raise a request for a refund for you. If the government advises against travel to your destination, then it’s likely that your travel provider will cancel your trip and offer a refund or an alternative date/voucher. Or for an event this may be the events company or venue. For a holiday or trip, this may include the hotel, travel agent or airline. Usually the quickest and easiest way to get a refund is to go to the retailer first. Please continue to make payments to your existing card issuer(s) if required. Once approved, your balance transfer(s) should be received by the next working day, although it may take longer if we need to do further validation checks. All transfers are subject to our approval and we may need to call you for more information before proceeding. This includes some credit and store cards, Sainsbury’s Bank credit cards, loan companies and bank accounts. There are a few places that we can’t accept balance transfers from. Once you’ve registered your card will automatically activate. Not already registered for online banking? Head to .uk/register. You can activate your card using online banking. If you requested your balance transfer when you applied for your credit card, you need to activate your card before we can complete the transfer. Request a balance transfer of a minimum of £100Īlternatively you can contact us to request a balance transfer.Request a balance transfer of up to 95% of your available credit.Then select 'Request a balance transfer' from the list of links on the right hand side of the screen or at the bottom of the page if you’re using a mobile phone.Select Account Details' for your credit card account.If you’re registered for online banking then you can request a balance transfer by: This includes payments and credits received as well as new purchases, transfers and interest. ‘Your credit card transactions’ on page 3 details all the transactions made on your card since your last statement. Understanding your credit card transactions The ‘Summary box’ on page 2 of your credit card statement contains information on any Fees, Charges or Default Charges you could be charged. The 'Direct Debit amount' will show the amount that’ll be collected on your payment due date If you have a Direct Debit set up, the details of this will be shown under ‘Payment information’.'New transactions & interest' is the sum of any new purchases, cash withdrawals, interest or balance transfers from other providers.This includes payments you’ve made to your account and any refunds received 'Payments and credits received' is the sum of any credits added to your account within the statement period.Your 'Previous balance' is the closing balance from your last statement.Your account summary is in the right hand corner on page 1 of your credit card statement. View our guide Your Credit Card statement explained (PDF, 138kb) Understanding your account summary 14 Month No Balance Transfer Fee Credit Card.
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